We are committed to helping you find the best possible value for your auto insurance. We have twelve highly respected national companies to find the best policy at the greatest savings for your particular needs. We are not tied down to one insurance company. J Bentley Insurance takes our job seriously to make sure you and your property are adequately covered while protecting you from paying too much. No one likes to pay an insurance bill, but they are extremely grateful to have coverage when an accident occurs.
Oklahoma State law requires carrying minimum auto liability insurance of at least 25-50-25. That is $25,000 towards bodily injury or death of one person caused by your vehicle; $50,000 bodily injury or death caused by your vehicle; and $25,000 property damage caused by your vehicle. There are often times, more insurance is needed. Liability auto insurance covers damage caused when your vehicle was at fault for the accident.
You may want Collision Insurance to cover damage to your own vehicle or personal body injury. Collision Insurance is optional in Oklahoma. Depending on the value of your car, we can advise you how much to carry above that to insure what is usually your second largest asset- your vehicle. Most people do not have enough funds to be able to purchase a new vehicle after an accident. When your vehicle is financed, you maybe required to carry collision insurance by the finance company.
Uninsured motorist insurance is also not required in Oklahoma, but insurance companies are required to offer it. Uninsured Motorist covers bodily injury in the case of a hit and run or an accident with a driver who had no insurance.
J Bentley wants to protect you from a fine or possible jail time for not having insurance, but even more importantly, we want to make sure you, your family, your passengers and your vehicle are covered in the case of an accident.
Let us find the very best policy at the lowest price for your situation. We will watch out for you, our Oklahoma neighbors.